#027 How to Budget When You Have a Variable Income
Ever feel like budgeting is impossible when your income is all over the place?
If you’re a commission earner, freelancer, or entrepreneur navigating fluctuating paychecks—this episode is for you.
In today’s conversation, I dive into:
• Why traditional budgeting doesn’t work with inconsistent income—and what to do instead
• How to build your money plan around your lowest income month (not your highest)
• What a Buffer Fund is and how it protects you from panic during slow months
• The 3 biggest mistakes people make with variable income—and how to avoid them
• How tracking just 3 months of income can become your financial GPS 💡
Plus, I’ll walk you through 4 simple action steps to create a budget that works with your income—not against it. Whether you’re in a good month or a dry season, you’ll know exactly what to do with every dollar.
You’ll walk away from this episode with clarity, confidence, and a clear strategy to stop living paycheck to paycheck—even when your paycheck changes every time.
If you are ready to stop reacting and start leading your money—no matter your income?
Tune in now and let’s build a plan that sticks.
Looking for a supportive space to transform your relationship with money?
The Guilt-Free Spending Group is designed for high-achieving women who are ready to:
💡 Build financial resilience and confidence.
✨ Create healthy, sustainable money habits.
🌱 Shift from scarcity to abundance.
Inside, you’ll find free tools like the Mindset Money Map and The Budget Toolkit, expert guidance, and a community of like-minded women cheering you on every step of the way.
Be sure to answer the membership questions so we send you your entry gift right away.
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